S.B.I. ASSISTANT MANAGER SYSTEM (ITSO) EXAM., 2015 (Held on 17-1-2016) English Language (Based on Memory)

Directions—(Q. 1 to 5) This question has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as a whole.

  1. Soon a gentle long press of the digit 9 on your existing mobile phone will send an immediate

……………… to the police as the

Government rolls out the panic button

  • figures, system
  • alarm, gear
  • result, steady
  • alert, facility
  • signals, system
  1. Citizens can now…… of various

government services by…….. up

simplified forms that may be compressed to a single-paper format.

  • opt, cleaning
  • profit, adding
  • yield, drawing
  • benefit, writing
  • avail, making
  1. Around 400 dabbawalas have

started an……. called ‘Rob Bank’

to…. criminal wastage of food

at social functions.

  • initiative, prevent
  • associate, stop
  • effort, abrupt
  • program, halt
  • attempt, deal

4………….. intense use of energy and

materials, levels of pollution

are………… low in developed


  • Inspite of, beyond
  • Without, between
  • Despite, relatively
  • Regardless, still
  • Notwithstanding, dangerous
  1. Phases of economic uncertainty

……..  to be a reminder about

……..  having a financial plan

and sticking to it are important.

  • seems, when
  • incline, how
  • serve, what
  • tend, why
  • fail, which

Directions—(Q. 6 to 10) Read the sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. Mark the part with the error as you answer, if there is no error, mark—No error, as your ans­wer. (Ignore the errors of punctuation if any).

  1. It was evident that/the man


could not control/his emotions


as he thanked/the donor’s


family for saving his life.

  • No error


  1. Eating a lot of/processed meat

(A)                    (B)

can/led      to micro-nutrient


deficiencies/ and cause hunger.

  • No error


  1. Children will / be provided with /

(A)                         (B)

energy-dense oral nutritional

supplements/and medicines.

  • No error


  1. Aided by the cheerful company/


of her new found friends,/the


actress opens up about/coming


to terms on her father’s demise.

(D)                    No error


  1. Ministers and Officers have


been/asked on refraining from/


making any statement which


could/damage the peace process.

  • No error


Direct; , ;—(Q. 11 to 15) Which of the phrases given against the sentence should replace the word/ phrase given in bold in sentence to make it grammatically correct ? If the sentence is correct as it is given and no correction is required, select-No correction is required as the answer.

  1. If you are -one of these who actually include vegetables in the diet, chances are you may just have to rein jjn your carnivorous instincts.
  • has to rein
  • had to reining
  • rein in
  • have to rein
  • No correction required
  1. Good air quality fundamentally is to good health and the autho­rities should also let people know this.
  • is fundamental
  • fundamentally
  • fundamental is
  • is fundamentally
  • No correction required
  1. Many upset fans took to social media to expressing their anguish over the secret meeting.
  • anguish expressing
  • express their anguish
  • expressed
  • express anguish on
  • No correction required
  1. Depression, clinical or physio­logical, takes a great toll on your system in more ways then ones.
  • more ways than one
  • most way
  • many ways and one
  • many way then
  • No correction required
  1. Even the many of diligent and health conscious people end up giving in to temptation.
  • Most of
  • Even
  • Even the most
  • Each of the
  • No correction required

Directions—(Q. 16 to 25) Read the following passage carefully and answer the question. Certain words/ phrases are given in bold to help you locate them while answering some of the questions.

Earlier this year, Indonesia’s President promised a ‘massive deregulation’ aimed at attracting foreign investment. Outsiders were thrilled. His predecessor, left the country’s business climate chocking on what Adam Schwarz, a consultant, calls ‘a regulatory miasma’ that strongly discouraged investment, whereas the new President, has openly courted foreign capital. Over the past six weeks his administration has unveiled a series of deregulatory measures. The government made it easier for foreigners to open bank accounts, struck down import restric­tions on goods such as tyres and cosmetics that were designed to protect local industries and elimina­ted some onerous and silly business regulations. No longer, for instance, most Indonesian-language labels be affixed to imported goods before they arrive; now they can be printed in Indonesia and attached before public circulation. The time required to process some investment permits was cut and taxes were cut for exporters who deposit foreign-exchange revenue in Indonesia or convert it into rupiah—a move to shore up the country’s wobbly currency.

These are the sort of simple, pratical measures that are completely and directly felt by industry. And to its credit, Indonesia has resisted the temptation to panic in the face of a plunging currency and rising bond yields. It has, for instance, maintained fiscal discipline—aided by a law that caps the budget deficit at 3%. Markets nonetheless seem unconvinced. The rupiah continued its slide after the first two announcements. It has recovered some ground this month, along with other emerging-market currencies, but has still fallen by 8% against the dollar this year. Economic growth is at its slowest since 2009. Nobody doubts the new deregulatory measures are better than nothing, but they are hardly ‘massive’. One foreign businessman, long resident in Indonesia, assesses them as resulting from “bureaucrats talking to them­selves about how we can be a better bureaucracy rather than how we can be more receptive to foreign invest­ment.” For the most part, the President’s new measures remove regulations that should never have been implemented in the first place. They neither fundamentally change Indonesia’s investment climate nor signal to investors that Indonesia is preparing for bigger reforms.

Indonesia’s negative-investment list, which details the sectors that are barred to foreign capital, remains sizeable. Hiring foreigners is still a burdensome process :           one rule

requires businesses to hire ten Indo­nesians for every foreign worker. Businesses complain that bureau­crats pass rules hastily, without even trying to understand their effect on the private sector. A rule banning metal-ore exports remains in place and will continue to remain so; it was intended to encourage a domestic smelting industry but instead has cost thousands of jobs and billions in export revenue.

Infrastructure development—the centerpiece of the President’s ambi­tious economic plans—has begun to pick up, but only after severe delays, and the programme remains well below its targets for this year. Perhaps most damaging is a pervasive sense of disarray. Policies are announced and then scrapped, whether because of objections that should have been aired before, as with a law to force foreigners to pass a language test, or because they conflict with other plans, as happened with a proposed road tax. Ministries seem to pass rules independently, without consult­ing each other or the President. Decentralisation—meaning a huge devolution of power from the national government to the regional level—may have held the country together in the early 2000s, but today it impedes infrastructure develop­ment and hinders policy coordina­tion. Poor communication from the President compounds these pro­blems. The good news, as Mr. Schwarz notes, “is that country has come to an intersection and the President has said, “I’ve got to do something different because what we’ve been doing isn’t working.” These bold words are welcome. But bold actions would be better still.

  1. Which of the following can be inferred from the passage ?
  • Indonesia’s new govern­ment has adopted communica­tions about implementing schemes
  • Indonesia has too many unnecessary regulatory proce­dures and systems.
  • Indonesian economy is heavily dependent on exports of goods like cosmetics
  • The current government has nc? intention of truly reforming Indonesia
  • None of the given options can be inferred from the passage
  1. Why according to the author, are foreign investors not attracted to Indonesia ?
  2. Time consuming regulations
  3. Stock market crash in 2009
  4. Lack of political stability
  • Only 1
  • Only 2
  • All 1,2 and 3
  • Only 1 and 3
  • Only 2 and 3
  1. Choose the world which is most nearly the same in meaning to the word DISCIPLINE given in bold as used in the passage.
  • punishment
  • specially
  • order
  • classification
  • train ‘
  1. According to the author how can the Indonesian economy regain health ?
  • Putting a brake on its massive reform agenda
  • Removal of concessions to exporters
  • Stricter control of the private sector
  • Ensure stability by imple­menting the previous govern­ment’s policies
  • Other than those given as options
  1. According to the passage, which of the following is / are (a) measure(s) that has/have been implemented by the present inclination government ?
  2. Reduction in imports to reduce the fiscal deficit
  3. Reducing the red tape for business.
  4. Opening up of the mining sector by encouraging foreign investment in it.
  • Only 1
  • Only 2
  • All 1,2 and 3
  • Only 1 and 3
  • Only 2 and 3
  1. Which of the following is the central idea of the passage ?
  • Indonesia needs more meaningful and developing reforms to boost economic growth
  • Indonesia’s present govern­ment is not doing enough and should be voted out of power
  • Indonesia is headed for a financial crash and foreign investors are pulling out quickly
  • Indonesia’s reforms are too radical in nature and must destabilise its economy
  • Other than those given as options
  1. What do the statistics cited about Indonesia’s economy reveal ?

(A) Indonesia’s economy was not affected by the financiaLerisis of 2008

  • The measures taken by Indonesia’s new government have ensured economic recovery
  • The Indonesian government has not revealed the true extent of its economic recession
  • Indonesia’s economy is not flourishing at present outside the government’s efforts
  • Other than those given as options
  1. Choose the word which is most opposite in meaning to the word PERVASIVE given in bold as used in the passage.
  • invasive
  • determinant
  • restrictive
  • insensitive
  • continual
  1. Which of the following describes Indonesia’s labour market at present ?
  • Its labour force is not skilled and foreign workers are much in demand
  • It will provide employment to millions of workers in the mining industry
  • It provides the right to locate the cost of hiring foreign workers
  • It has implemented an ambitions programme to skill Indonesian workers
  • Not clearly mentioned in the passage
  1. Which of the following best describes the author’s views of Indoensia’s attempt at decen­tralisation of powers ?
  • It has been well imple­mented as the President cannot interfere at the regional level
  • It will foster corruption and has hampered development of the lucrative mining industry
  • It has many ministries accountable for their decisions and improved coordination among them
  • It is a bold move which he hopes will succeed when imple­mented
  • Other than those given as option

Directions—(Q. 26 to 35) In the given passage there are blanks, each of which has been numbered. Against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Many multinationals think they understand and have tried to … (26)… the serious risks posed by operating in China-intellectual-property-rights violations, corruption, lack of trans­parency, potential political instability …(27)… one of the highest risks of all China’s massive environmental degradation-in …(28)… discussed in cooperate boardrooms. China’s environmental problems are …(29)… the point where they could …(30)… its GDP growth. Its State Environ­mental Protection Administration (SERA) concluded in June 2006 that environmental degradation and pollution …(31)… the Chinese economy the equivalent of 10% of GDP annually. This figure is echoed in more specific costs reported in the Chinese press : up to $ 36 billion in lost industrial output from a lack of water to run factories, $ 13 billion from the degradation and health impact of acid rain, $ 6 billion from the spread of desert regions, and the list goes on. The effect on the popu­lation is …(32)… Already more than

  • 000 people die each year as a result of the country’s air pollution, according to environmental experts and an estimated 190 million people drink water so contaminated that it makes them sick. Some 40 million people have had to migrate because their local ecology can no longer …(33)… them. The Chinese leader­ship is now concerned that environ­mental …(34)… is leading to social unrest. The domestic media reported 50,000 environmental protests in 2005. Such protests are usually small in scale, but some have engaged upwards of 30,000 to 40,000 people, some have been violent, and they are increasing in … (35)…
  1. (A) elevate (B) mitigate

(C) amplify     (D) cure

  • relieve
  1. (A) Because (B) Thus

(C) Yet              (D) Till

  • Until
28. (A) almost (B) scanty
(C) popularly (D) just
(E) barely
29. (A) reaching (B) beyond
(C) arriving (D) joining
(E) coming
30. (A) stay (B) drive
(C) curl (D) constrain
(E) sustain
31. (A) compensate
(B) amount (C) cost
(D) affect (E) vitiate
32. (A) alarming
(B) distressed
(C) countering
(D) delightful
(E) shoddy
33. (A) approve (B) bare
(C) harm (D) sustain
(E) survive
34. (A) leading
(B) causing
(C) appealing
(D) advancing
(E) bulging
35. (A) frequent
(B) number
(C) sum
(D) numerical
(E) representation


Answers with Hints
  • (D) In first blank ‘Alert’ has been used for ‘Quickest message or information’.
  1. (E) (A)
  2. (C) Contrast between two sen­tences. Hence in first sentence ‘Despite’ has been used.
  3. (D) 6. (E)
  4. (C) Change ‘led’ to ‘lead’. First form of the verb is used with ‘can’ in Active Voice.
  5. (B) Delete ‘with’ it is redundant.
  6. (C) It should be ‘opened up’.
  7. (B) Change ‘on refraining to’ to refrain.
  8. (E) 12. (D)
  9. (B) Change ‘expressing’ to ‘express’.
  10. (A) Change ‘then ones’ to than one.
  1. (C) Change ‘even the many of’ to ‘even the most’.
  2. (A) (A) 18.  (C)  19. (E) 20. (E)
  3. (A) 22. (B) 23.  (C)  24. (E) 25. (A)
  4. (B) (C) 28.  (E)  29. (A) 30. (D)
  5. (D) 32. (A) 33.  (D)  34. (E) 35. (B)


Continued from Page 156

namely the built up environ­ment, transportation eco-system and information & communica­tion eco-system.

  1. (B) In partnership with UN Women, Kerala government will host India’s first-ever global conference on gender equality here from November 12 to 14, 2015.
  2. (A) 78. (C) 79. (A) 80. (B) 81. (A)
  3. (D) 83. (C) 84. (D)
  4. (D) The atmosphere is the source of elemental nitrogen which cannot be used directly by plants. The atmospheric nitrogen is converted to ammonia, nitrite, nitrate or organic nitrogen in the soil.
  5. (C)
  6. (B) On January 20, 2016 the Union Cabinet, chaired by the Prime Minister Shri Narendra Modi was apprised of the Memo­randum of Understanding (MoU) between Department of Space / Indian Space Research Organi­zation (DOS/ISRO) and Kuwait Institute of Scientific Research (KISR).

Memorandum of Understanding (MoU) was signed on coopera­tion in the exploration and use of outer space for peaceful pur­poses.

  1. (D) 89. (D) 90. (D)
  2. (C) Vitamin E activity is pos­sessed by a number of com­pounds known as tocopherols. Among these compounds a-toco- pherol is known as vitamin E.
  3. (D)
  4. (B) The Indian government has signed a loan agreement with World Bank for the Neeranchal National Watershed Project. The project will be implemented by the Ministry of Rural Develop­ment over a six-year period from 2016 to 2021. The Neeranchal
    project was approved by the cabinet with a total budget outlay of ? 2142 crore with the Government share of ? 1071 crore and the rest 50% by the World Bank.
  5. (D) India has been ranked third among the top five most disaster- hit countries in 2015, the hottest year on record, having suffered more than 2,800 deaths and over ? 22,000 crore economic damage in the last year alone. After China and the US, which have been hit by 26 and 22 disasters respectively last year, India is the most affected country having suffered 19 disasters in 2015, according to a study released on February 11, 2016 by the United Nations Office for Disaster Risk Reduction (UNISDR).
  6. (A) 96. (A)
  7. (A) The World Bank has exten­ded a loan of 50 million dollar for ‘Nai Manzil Education and Skills Training for Minorities’ project. The project will help the dis­advantaged youth from minority communities to complete their education. It will also provide hands-on vocational training and post-placement support to assist them in finding sustainable employment.
  8. (-B) Indira Gandhi Zoological Park was declared open to the public on the 19th of May, 1977.
  9. (C) The Convention on Biological Diversity (CBD) was signed in 1992 at the 1992 UN Conference on Environment and Develop­ment (UNCED) in Rio de Janeiro and ratified in 1993.
  10. (C) The National Institution for Transforming India (NITI) Aayog has collaborated with the IDFC Bank Ltd. to conduct an enterprise survey of manufactur­ing firms including start-ups, across India to assess the ease of doing business. The primary objective of this survey is to assess the business regulatory environment in each State and Union Territories (Uts) and identify policy and regulatory hurdles faced by businesses in the States/Uts.




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